Terms of Service — Last updated: April 2026

The service:

- Valutr provides personal finance reporting tools

- We are not a financial advisor and don't provide financial advice

- Reports are generated from data you upload and may contain errors

Your responsibilities:

- You're responsible for the accuracy of data you upload

- Don't upload other people's financial data without their permission

- Keep your account credentials secure

Free and paid tiers:

- Free accounts are limited to 3 uploaded files at a time

- Pro accounts have access to additional features as described on our pricing page

- We may change pricing or features with 30 days notice

Limitation of liability:

- Valutr is provided "as is" without warranties

- We're not liable for financial decisions made based on our reports

Account termination:

- You can delete your account at any time

- We may terminate accounts that violate these terms

Changes to terms:

- We'll notify you of significant changes via email